Size Matters
For Roth Conversions, the Size of Your IRA Changes the Math
When people think about Roth conversions, they usually frame it purely as a tax decision. It is often an estate planning decision too.
As a Traditional IRA grows, more of it eventually passes to beneficiaries, who may owe taxes on every dollar they withdraw. The larger the account, the larger that future tax exposure becomes for the people you leave it to.
That does not mean a Roth conversion is right for everyone. It means the conversation becomes more important as the account balance climbs.
If you are sitting on a substantial Traditional IRA, reach out to our team at Interlock Financial and we can review your options.
Size Matters
