A Million Dollar Baby: New Savings Opportunity for Growing Families
Congratulations on your new little oneshould I say — your million-dollar baby! The One Big Beautiful Bill just created an exciting way to build their future— a new child investment account for kids under 18.
Starting July 2026, parents of children under 18 can open a new child investment account and contribute up to $5,000 per year with tax-deferred growth. And if your child is born between 2025 and 2028, the government adds $1,000 to get things started.
Now imagine this…
You start when your child is born, add $5,000 a year until they turn 18, let compounding do its thing, and by age 65, that could be worth millions. What a powerful planning opportunity for their future!
You’re Not Alone in Dreaming Big for Your Kids
Every parent and grandparent wants to give the next generation a strong start. While there is still a lot to learn about these new accounts, we can help guide you to make the most of this incredible opportunity.
The best gifts grow over time. With thoughtful planning and meaningful support, your little one truly can have a million-dollar future.